O que Fazer Quando a Sua Assinatura Está em Juros?

Translate from English to Portuguese.

Translate from English to Portuguese:
When your subscription is in a **"Past Due"** status due to a failed payment, your account access may be restricted. This article will guide you through resolving this issue and restoring your account to good standing.
## **Understanding the "Past Due" Status**

If your payment fails, your subscription status will change to "Past Due." You will see a prominent notification in your account profile informing you of the abnormal status and providing solutions.

**Key Solutions:**

1.  **Retry Payment:** The system will attempt to charge your original payment method again.
    
2.  **Update Payment Method:** If the retry fails, you can update your credit card or other payment information.
## **Step-by-Step Instructions**

Please follow one of the processes below based on your situation.

## **Option 1: Retry Payment**

If your original payment method (e.g., credit card) still has sufficient funds, you can attempt an immediate retry.

1.  Log in to your account and navigate to the **"Account Profile"** page.
    

![](https://cliptocdn.com/clipto-website-next/static/main/img/help-center/images/be081f24da40f83aac2a137dfe12d402.png)

1.  You will see a prominent red **"Past Due"** status banner.
    
2.  Click the **"Retry Your Payment"** button within the banner.
    
3.  The system will immediately attempt to charge your original payment method again.
    

![](https://cliptocdn.com/clipto-website-next/static/main/img/help-center/images/74cdd7c8ecefea51853e39fee6b50656.png)

**Outcome:**
Payment Successful:** The page will display a success message. Your account status will be restored to normal immediately, and all services (such as transcription) will be reinstated.
Payment Failed:** If the retry fails, the system will notify you of the reason and recommend that you **"Update Payment Method."**
    

![](https://cliptocdn.com/clipto-website-next/static/main/img/help-center/images/2f17282154cd20a7249d966cd3e28377.png)

## **Option 2: Update Payment Method & Complete Payment**

If the payment retry fails, or if you prefer to use a new payment method directly, please follow these steps.

1.  Within the **"Past Due"** notification banner, click the **"Update Payment Method"** link or a similar button.
    
    *   You may also see an **"Add another payment method"** link in the payment failure pop-up window.
        
2.  You will be securely redirected to a payment management page hosted by our payment partner, **Stripe**.
    
3.  On this page, you can:
Add a new credit card** or other supported payment method.
Remove old or invalid payment methods.**
        
4.  Once you successfully add and verify a new payment method, the system will **automatically attempt an immediate charge** to settle your overdue balance.
    

**Outcome:**
Payment Successful:** After successful payment, close the Stripe tab and return to your account page. Your account status will automatically update to **"Active"**, and all services will be restored immediately.
Payment Failed:** If the charge with the new payment method still fails, please repeat the steps above, ensuring the card information you entered is correct and the card has sufficient funds.
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